LivabilityCalc
Find Your City
City Housing Verdict

Abilene, KS

Manageable

Your dollar goes further in Abilene, KS — everyday costs run about 28% below the national average (Cost Index: 72). Housing is especially affordable: the median home is valued at $136,000, well under the $303,400 US median. The local median household income of $56,592 tends to stretch further here than in most parts of the country.

Abilene looks comparatively manageable for household relocation, with 17% rent burden, 2.4x home-price-to-income, and a housing index of 45. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Abilene.

Monthly Housing
$788/mo
Lower of rent or buy scenario
Housing Burden
17%
Healthy
Residual Cash
$3,428/mo
After housing and debt · $1,143/person
Rent vs Buy
Buying can be tested
Main pressure: property tax
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 27%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
72
Very Affordable
Based on housing costs · See methodology
Median Home Value
$136,000
Source: Census ACS
National: $303,400
Median Rent
$788/mo
Source: Census ACS
National: $1,348/mo
Household Income
$56,592
National: $78,538
Population
6,449
Purchasing Power
100
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
45 / 100
55% below average
Rent Index
58 / 100
42% below average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
72
Very Affordable · 28% below average

Abilene Mortgage Calculator

Pre-filled with the local median home value of $136,000 and Kansas's property tax rate of 1.41%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$56,592
Census ACS place context
Rent Burden Estimate
17%
Typical annual rent / local household income
Home Price to Income
2.4x
Typical home value / local household income
Use this section to judge whether Abilene looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Abilene, KS

Est. Annual Property Tax
$1,918
Monthly Impact
$160
Added to your mortgage
Effective Rate
1.41%
National avg: ~1.00%

Kansas Place Tax Context

Tax TypeKansasNational Avg
Property Tax Rate1.41%1.00%
Top Income Tax Rate5.7%~5.0%
State Sales Tax8.71%~5.0%

Compare Abilene to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Abilene, KS
72
58
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Abilene, KS: 45
Rent Prices
58

FAQ: Living in Abilene

Is Abilene, KS an affordable place to live?+

Yes — everyday expenses in Abilene run about 28% below the US average (Cost Index: 72). Housing is especially affordable: the median home is valued around $136,000, compared to the $303,400 national median. Monthly rent is typically around $788, versus $1,348 nationally.

How does Abilene fit a household housing budget?+

Start with housing. Typical monthly rent is $788, while local median household income is $56,592. That implies a rent-burden proxy of about 17% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Abilene, KS?+

Kansas has a progressive state income tax with a top rate of 5.7%. The effective property tax rate is 1.41%. On a home worth $136,000, that translates to roughly $1,918 per year in property taxes. Sales tax (state + local) averages around 8.71% on everyday purchases.

How much does it cost to rent in Abilene, KS?+

The typical monthly rent in Abilene is around $788. That's roughly 42% lower than the $1,348 national median. For comparison, the median home value here is $136,000, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Abilene, KS?+

The median home in Abilene is valued at $136,000. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $688/month for principal and interest alone — before property taxes and insurance. About 75% of residents here own their homes.

Are groceries and utilities expensive in Abilene?+

Grocery prices in Abilene are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Abilene, KS like to live in?+

Abilene is a small town with a population of about 6,449. The median age of residents is 43.7, skewing somewhat older — common in established suburban communities. The local poverty rate is 8.09%, near the national average of 12.4%.

Lower-Pressure Alternatives in Kansas

If Abilene feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Kansas

Use these city pages when you want to compare Abilene against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly