Cost of Living in Adel, IA
Cost of Living in Adel, IA has an overall index of 92, 8% below the U.S. baseline of 100. The typical home value is $320,500; typical monthly rent is $842; and median household income is $96,905.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Adel
Living in Adel
Is Adel, IA an affordable place to live?+
Yes — everyday expenses in Adel run about 8% below the US average (Cost Index: 92). Housing is especially affordable: the median home is valued around $320,500, compared to the $303,400 national median. Monthly rent is $842, versus $1,348 nationally.
How does Adel fit a household housing budget?+
Start with housing. Typical monthly rent is $842, while local median household income is $96,905. That implies a rent-burden proxy of about 10% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Adel, IA?+
Iowa uses an approximate state-income-tax planning model; 5.7% is top marginal-rate context from the tax snapshot. Applying the 1.57% state-level effective owner-occupied proxy to a home worth $320,500 gives a planning estimate near $5,032 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6.94%.
How much does it cost to rent in Adel, IA?+
The typical monthly rent in Adel is around $842. That's roughly 38% lower than the $1,348 national median. For comparison, the median home value here is $320,500, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Adel, IA?+
The typical home value in Adel is $320,500. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,555/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 68% of residents here own their homes.
Are groceries and utilities expensive in Adel?+
Grocery prices in Adel are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 85). Both help keep your monthly expenses lower than in many parts of the country.
What is Adel, IA like to live in?+
Adel is a small town with a population of about 6,259. The median age of residents is 36.8, which is close to the national median. The local poverty rate is 9.1%, near the national average of 12.4%.