Cost of Living in Bartlesville, OK
Cost of Living in Bartlesville, OK has an overall index of 76, 24% below the U.S. baseline of 100. The typical home value is $183,436; typical monthly rent is $905; and median household income is $59,457.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Bartlesville
Living in Bartlesville
Is Bartlesville, OK an affordable place to live?+
Yes — everyday expenses in Bartlesville run about 24% below the US average (Cost Index: 76). Housing is especially affordable: the median home is valued around $183,436, compared to the $303,400 national median. Monthly rent is $905, versus $1,348 nationally.
How does Bartlesville fit a household housing budget?+
Start with housing. Typical monthly rent is $905, while local median household income is $59,457. That implies a rent-burden proxy of about 18% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Bartlesville, OK?+
Oklahoma uses an approximate state-income-tax planning model; 4.75% is top marginal-rate context from the tax snapshot. Applying the 0.87% state-level effective owner-occupied proxy to a home worth $183,436 gives a planning estimate near $1,596 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.97%.
How much does it cost to rent in Bartlesville, OK?+
The typical monthly rent in Bartlesville is around $905. That's roughly 33% lower than the $1,348 national median. For comparison, the median home value here is $183,436, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Bartlesville, OK?+
The typical home value in Bartlesville is $183,436. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $890/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 68% of residents here own their homes.
Are groceries and utilities expensive in Bartlesville?+
Grocery prices in Bartlesville are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 74). Both help keep your monthly expenses lower than in many parts of the country.
What is Bartlesville, OK like to live in?+
Bartlesville is a smaller city with a population of about 37,559. The median age of residents is 36.9, which is close to the national median. The local poverty rate is 15.45%, near the national average of 12.4%.