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City Housing Verdict

Bel Aire, KS

Manageable

Your dollar goes further in Bel Aire, KS — everyday costs run about 13% below the national average (Cost Index: 87). Housing is especially affordable: the median home is valued at $213,500, well under the $303,400 US median. The local median household income of $93,182 tends to stretch further here than in most parts of the country.

Bel Aire looks comparatively manageable for household relocation, with 19% rent burden, 2.3x home-price-to-income, and a housing index of 70. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Bel Aire.

Monthly Housing
$1,431/mo
Lower of rent or buy scenario
Housing Burden
18%
Healthy
Residual Cash
$5,835/mo
After housing and debt · $1,945/person
Rent vs Buy
Buying can be tested
Main pressure: property tax
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 25%
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Cost Index
87
Affordable
Based on housing costs · See methodology
Median Home Value
$213,500
Source: Census ACS
National: $303,400
Median Rent
$1,454/mo
Source: Census ACS
National: $1,348/mo
Household Income
$93,182
National: $78,538
Population
8,654
Purchasing Power
136
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
70 / 100
30% below average
Rent Index
108 / 100
8% above average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
88 / 100
12% lower utility bills
Healthcare & Services
94 / 100
6% below average
Overall Index
87
Affordable · 13% below average

Bel Aire Mortgage Calculator

Pre-filled with the local median home value of $213,500 and Kansas's property tax rate of 1.41%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$93,182
Census ACS place context
Rent Burden Estimate
19%
Typical annual rent / local household income
Home Price to Income
2.3x
Typical home value / local household income
Use this section to judge whether Bel Aire looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Bel Aire, KS

Est. Annual Property Tax
$3,010
Monthly Impact
$251
Added to your mortgage
Effective Rate
1.41%
National avg: ~1.00%

Kansas Place Tax Context

Tax TypeKansasNational Avg
Property Tax Rate1.41%1.00%
Top Income Tax Rate5.7%~5.0%
State Sales Tax8.71%~5.0%

Compare Bel Aire to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Bel Aire, KS
87
108
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Bel Aire, KS: 70
Rent Prices
108

FAQ: Living in Bel Aire

Is Bel Aire, KS an affordable place to live?+

Yes — everyday expenses in Bel Aire run about 13% below the US average (Cost Index: 87). Housing is especially affordable: the median home is valued around $213,500, compared to the $303,400 national median. Monthly rent is typically around $1,454, versus $1,348 nationally.

How does Bel Aire fit a household housing budget?+

Start with housing. Typical monthly rent is $1,454, while local median household income is $93,182. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Bel Aire, KS?+

Kansas has a progressive state income tax with a top rate of 5.7%. The effective property tax rate is 1.41%. On a home worth $213,500, that translates to roughly $3,010 per year in property taxes. Sales tax (state + local) averages around 8.71% on everyday purchases.

How much does it cost to rent in Bel Aire, KS?+

The typical monthly rent in Bel Aire is around $1,454. That's close to the $1,348 national median. For comparison, the median home value here is $213,500, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Bel Aire, KS?+

The median home in Bel Aire is valued at $213,500. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,080/month for principal and interest alone — before property taxes and insurance. About 77% of residents here own their homes.

Are groceries and utilities expensive in Bel Aire?+

Grocery prices in Bel Aire are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Both help keep your monthly expenses lower than in many parts of the country.

What is Bel Aire, KS like to live in?+

Bel Aire is a small town with a population of about 8,654. The median age of residents is 35.5, which is close to the national median. The local poverty rate is 14.27%, near the national average of 12.4%.

Lower-Pressure Alternatives in Kansas

If Bel Aire feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Kansas

Use these city pages when you want to compare Bel Aire against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly