Cost of living answer

Cost of Living in Belle Haven, VA

Cost of Living in Belle Haven, VA has an overall index of 127, 27% above the U.S. baseline of 100. The typical home value is $511,366; typical monthly rent is $1,792; and median household income is $137,878.

Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.27% aboveOverall modeled index 127
Typical rent$1,792/moCensus ACS
Typical home value$511,366Zillow ZHVI
Median household income$137,878Census ACS place estimate
Market PressureHigh

Housing costs sit well above the national baseline. This describes the local market, not your household.

Rent pressure
16%
Typical annual rent divided by local median household income.
Buy pressure
3.7x
Typical home value divided by local median household income.
Your Household Fit

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Are you renting or buying?
Advanced assumptions
Initial rent input: $1,792 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index127100 = U.S. baseline
Goods964% below baseline
Services982% below baseline
Utilities8812% below baseline
Frequently asked questions about Belle Haven

Living in Belle Haven

Is Belle Haven, VA an expensive place to live?+

Yes — Belle Haven is about 27% more expensive than the national average, with an overall Cost Index of 127. Housing is the biggest factor: the typical home here is valued around $511,366, and monthly rents average roughly $1,792. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Belle Haven fit a household housing budget?+

Start with housing. Typical monthly rent is $1,792, while local median household income is $137,878. That implies a rent-burden proxy of about 16% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Belle Haven, VA?+

Virginia uses a progressive model; 5.75% is top marginal-rate context. Applying the 0.82% state-level effective owner-occupied proxy to a home worth $511,366 gives a planning estimate near $4,193 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 5.75%.

How much does it cost to rent in Belle Haven, VA?+

The typical monthly rent in Belle Haven is around $1,792. That's about 33% higher than the $1,348 national median. For comparison, the median home value here is $511,366, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Belle Haven, VA?+

The typical home value in Belle Haven is $511,366. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,482/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 78% of residents here own their homes.

Are groceries and utilities expensive in Belle Haven?+

Grocery prices in Belle Haven are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Belle Haven, VA like to live in?+

Belle Haven is a small town with a population of about 6,590. The median age of residents is 40.5, which is close to the national median. The local poverty rate is 3.85%, well below the national average of 12.4%.