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City Housing Verdict

Bellevue, NE

Manageable

The cost of living in Bellevue, NE is 6% below the national average (Cost Index: 94). Homes here are typically valued around $291,172, compared to the $303,400 national median. The median household income is $87,343 — overall, living costs and earnings are reasonably balanced in this area.

Bellevue looks comparatively manageable for household relocation, with 19% rent burden, 3.3x home-price-to-income, and a housing index of 96. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Bellevue.

Monthly Housing
$1,393/mo
Lower of rent or buy scenario
Housing Burden
19%
Healthy
Residual Cash
$5,386/mo
After housing and debt · $1,795/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: HighHome source: ZILLOWRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 26%
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Cost Index
94
Average
Based on housing costs · See methodology
Median Home Value
$291,172
Zillow ZHVI Market Rate • Census ACS: $230,800
National: $303,400
Median Rent
$1,393/mo
Zillow ZORI Market Rate • Census ACS: $1,202/mo
National: $1,348/mo
Household Income
$87,343
National: $78,538
Population
64,355
Purchasing Power
118
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
96 / 100
Close to average
Rent Index
103 / 100
Close to average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
76 / 100
24% lower utility bills
Healthcare & Services
93 / 100
7% below average
Overall Index
94
Average

Bellevue Mortgage Calculator

Pre-filled with the local median home value of $291,172 and Nebraska's property tax rate of 1.73%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$87,343
Census ACS place context
Rent Burden Estimate
19%
Typical annual rent / local household income
Home Price to Income
3.3x
Typical home value / local household income
Use this section to judge whether Bellevue looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Bellevue, NE

Est. Annual Property Tax
$5,037
Monthly Impact
$420
Added to your mortgage
Effective Rate
1.73%
National avg: ~1.00%

Nebraska Place Tax Context

Tax TypeNebraskaNational Avg
Property Tax Rate1.73%1.00%
Top Income Tax Rate5.84%~5.0%
State Sales Tax6.96%~5.0%

Compare Bellevue to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Bellevue, NE
94
103
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Bellevue, NE: 96
Rent Prices
103

FAQ: Living in Bellevue

Is Bellevue, NE an affordable place to live?+

Yes — everyday expenses in Bellevue run about 6% below the US average (Cost Index: 94). Housing is especially affordable: the median home is valued around $291,172, compared to the $303,400 national median. Monthly rent is typically around $1,393, versus $1,348 nationally.

How does Bellevue fit a household housing budget?+

Start with housing. Typical monthly rent is $1,393, while local median household income is $87,343. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Bellevue, NE?+

Nebraska has a progressive state income tax with a top rate of 5.84%. The effective property tax rate is 1.73%. On a home worth $291,172, that translates to roughly $5,037 per year in property taxes. Sales tax (state + local) averages around 6.96% on everyday purchases.

How much does it cost to rent in Bellevue, NE?+

The typical monthly rent in Bellevue is around $1,393. That's close to the $1,348 national median. For comparison, the median home value here is $291,172, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Bellevue, NE?+

The median home in Bellevue is valued at $291,172. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,472/month for principal and interest alone — before property taxes and insurance. About 65% of residents here own their homes.

Are groceries and utilities expensive in Bellevue?+

Grocery prices in Bellevue are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 76). Both help keep your monthly expenses lower than in many parts of the country.

What is Bellevue, NE like to live in?+

Bellevue is a smaller city with a population of about 64,355. The median age of residents is 36.1, which is close to the national median. The local poverty rate is 7.58%, well below the national average of 12.4%.

Lower-Pressure Alternatives in Nebraska

If Bellevue feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Nebraska

Use these city pages when you want to compare Bellevue against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly