Cost of Living in Biddeford, ME
Cost of Living in Biddeford, ME has an overall index of 124, 24% above the U.S. baseline of 100. The typical home value is $496,034; typical monthly rent is $1,187; and median household income is $69,794.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Home prices are the main source of pressure. This describes the local market, not your household.
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Frequently asked questions about Biddeford
Living in Biddeford
Is Biddeford, ME an expensive place to live?+
Yes — Biddeford is about 24% more expensive than the national average, with an overall Cost Index of 124. Housing is the biggest factor: the typical home here is valued around $496,034, and monthly rents average roughly $1,187. Day-to-day costs like groceries and utilities tend to run closer to the national norm.
How does Biddeford fit a household housing budget?+
Start with housing. Typical monthly rent is $1,187, while local median household income is $69,794. That implies a rent-burden proxy of about 20% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Biddeford, ME?+
Maine uses an approximate state-income-tax planning model; 7.15% is top marginal-rate context from the tax snapshot. Applying the 1.36% state-level effective owner-occupied proxy to a home worth $496,034 gives a planning estimate near $6,746 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 5.5%.
How much does it cost to rent in Biddeford, ME?+
The typical monthly rent in Biddeford is around $1,187. That's roughly 12% lower than the $1,348 national median. For comparison, the median home value here is $496,034, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Biddeford, ME?+
The typical home value in Biddeford is $496,034. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,407/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 49% of residents here own their homes.
Are groceries and utilities expensive in Biddeford?+
Grocery prices in Biddeford are about average compared to the rest of the US (index: 97, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 135). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Biddeford, ME like to live in?+
Biddeford is a small town with a population of about 22,463. The median age of residents is 36.1, which is close to the national median. The local poverty rate is 15.26%, near the national average of 12.4%.