City Dashboard
Birmingham, AL
Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED
Cost Index
48
Very Affordable
Median Home Value
$138,600
National: $426,735
Median Rent
$1,047/mo
National: $1,527/mo
Household Income
$44,376
National: $84,532
Population
199,322
Purchasing Power
109
100 = national baseline
Cost of Living Breakdown
Housing Cost Index
32 / 100
100 = national average
Rent Index
69 / 100
Overall Index
48
Very Affordable
Birmingham Mortgage Calculator
Pre-filled with the local median home value of $138,600 and Alabama's property tax rate of 0.41%.
Salary & Purchasing Power
Median household income is $44,376 — 48% below the national average.
What $44,376 in Birmingham Gets You Elsewhere
Property Tax in Birmingham, AL
Est. Annual Property Tax
$568
Monthly Impact
$47
Added to your mortgage
Effective Rate
0.41%
National avg: ~1.00%
Alabama Tax Overview
Compare Birmingham to Another City
See how far your salary goes somewhere else.
Cost of Living Comparison
See how far your salary goes in another city.
Birmingham, AL
Loading cities...
Cost Index Comparison (100 = National Avg)
Housing CostsNational Avg: 100
Rent Prices
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
- Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
- Tax Rates: Tax Foundation State & Local Tax Data, 2024
- Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR