Cost of Living in Bonne Terre, MO
Cost of Living in Bonne Terre, MO has an overall index of 67, 33% below the U.S. baseline of 100. The typical home value is $120,400; typical monthly rent is $585; and median household income is $39,767.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Bonne Terre
Living in Bonne Terre
Is Bonne Terre, MO an affordable place to live?+
Yes — everyday expenses in Bonne Terre run about 33% below the US average (Cost Index: 67). Housing is especially affordable: the median home is valued around $120,400, compared to the $303,400 national median. Monthly rent is $585, versus $1,348 nationally.
How does Bonne Terre fit a household housing budget?+
Start with housing. Typical monthly rent is $585, while local median household income is $39,767. That implies a rent-burden proxy of about 18% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Bonne Terre, MO?+
Missouri uses an approximate state-income-tax planning model; 4.8% is top marginal-rate context from the tax snapshot. Applying the 0.97% state-level effective owner-occupied proxy to a home worth $120,400 gives a planning estimate near $1,168 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.29%.
How much does it cost to rent in Bonne Terre, MO?+
The typical monthly rent in Bonne Terre is around $585. That's roughly 57% lower than the $1,348 national median. For comparison, the median home value here is $120,400, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Bonne Terre, MO?+
The typical home value in Bonne Terre is $120,400. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $584/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 63% of residents here own their homes.
Are groceries and utilities expensive in Bonne Terre?+
Grocery prices in Bonne Terre are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 78). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Bonne Terre, MO like to live in?+
Bonne Terre is a small town with a population of about 6,773. The median age of residents is 39.2, which is close to the national median. The local poverty rate is 27.97%, above the national average of 12.4%.