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City Housing Verdict

Broken Arrow, OK

Manageable

The cost of living in Broken Arrow, OK is 4% below the national average (Cost Index: 96). Homes here are typically valued around $283,474, compared to the $303,400 national median. The median household income is $85,220 — overall, living costs and earnings are reasonably balanced in this area.

Broken Arrow looks comparatively manageable for household relocation, with 24% rent burden, 3.3x home-price-to-income, and a housing index of 93. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Broken Arrow.

Monthly Housing
$1,671/mo
Lower of rent or buy scenario
Housing Burden
24%
Healthy
Residual Cash
$4,931/mo
After housing and debt · $1,644/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: HighHome source: ZILLOWRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 31%
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Cost Index
96
Average
Based on housing costs · See methodology
Median Home Value
$283,474
Zillow ZHVI Market Rate • Census ACS: $229,300
National: $303,400
Median Rent
$1,671/mo
Zillow ZORI Market Rate • Census ACS: $1,240/mo
National: $1,348/mo
Household Income
$85,220
National: $78,538
Population
115,919
Purchasing Power
113
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
93 / 100
7% below average
Rent Index
124 / 100
24% above average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
74 / 100
26% lower utility bills
Healthcare & Services
95 / 100
In line with national average
Overall Index
96
Average

Broken Arrow Mortgage Calculator

Pre-filled with the local median home value of $283,474 and Oklahoma's property tax rate of 0.87%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$85,220
Census ACS place context
Rent Burden Estimate
24%
Typical annual rent / local household income
Home Price to Income
3.3x
Typical home value / local household income
Use this section to judge whether Broken Arrow looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Broken Arrow, OK

Est. Annual Property Tax
$2,466
Monthly Impact
$206
Added to your mortgage
Effective Rate
0.87%
National avg: ~1.00%

Oklahoma Place Tax Context

Tax TypeOklahomaNational Avg
Property Tax Rate0.87%1.00%
Top Income Tax Rate4.75%~5.0%
State Sales Tax8.97%~5.0%

Compare Broken Arrow to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Broken Arrow, OK
96
124
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Broken Arrow, OK: 93
Rent Prices
124

FAQ: Living in Broken Arrow

What is the cost of living like in Broken Arrow, OK?+

Living costs in Broken Arrow land close to the national average, with a Cost Index of 96 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $283,474, and typical monthly rents run around $1,671. Groceries and utilities are slightly below what you would find in most US cities.

How does Broken Arrow fit a household housing budget?+

Start with housing. Typical monthly rent is $1,671, while local median household income is $85,220. That implies a rent-burden proxy of about 24% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Broken Arrow, OK?+

Oklahoma has a progressive state income tax with a top rate of 4.75%. The effective property tax rate is 0.87%. On a home worth $283,474, that translates to roughly $2,466 per year in property taxes. Sales tax (state + local) averages around 8.97% on everyday purchases.

How much does it cost to rent in Broken Arrow, OK?+

The typical monthly rent in Broken Arrow is around $1,671. That's about 24% higher than the $1,348 national median. For comparison, the median home value here is $283,474, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Broken Arrow, OK?+

The median home in Broken Arrow is valued at $283,474. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,433/month for principal and interest alone — before property taxes and insurance. About 73% of residents here own their homes.

Are groceries and utilities expensive in Broken Arrow?+

Grocery prices in Broken Arrow are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 74). Both help keep your monthly expenses lower than in many parts of the country.

What is Broken Arrow, OK like to live in?+

Broken Arrow is a mid-sized city with a population of about 115,919. The median age of residents is 37, which is close to the national median. The local poverty rate is 8.99%, near the national average of 12.4%.

Lower-Pressure Alternatives in Oklahoma

If Broken Arrow feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Oklahoma

Use these city pages when you want to compare Broken Arrow against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly