Caldwell, ID

Living costs in Caldwell land close to the national average, with a Cost Index of 96 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $322,100, and typical monthly rents run around $1,135. Groceries and utilities are slightly below what you would find in most US cities.

Start with housing. Typical monthly rent is $1,135, while local median household income is $66,663. That implies a rent-burden proxy of about 20% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Idaho has a progressive state income tax with a top rate of 5.8%. The effective property tax rate is 0.63%. On a home worth $322,100, that translates to roughly $2,029 per year in property taxes. Sales tax (state + local) averages around 6.02% on everyday purchases.

The typical monthly rent in Caldwell is around $1,135. That's roughly 16% lower than the $1,348 national median. For comparison, the median home value here is $322,100, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Caldwell is valued at $322,100. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,629/month for principal and interest alone — before property taxes and insurance. About 71% of residents here own their homes.

Grocery prices in Caldwell are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 71). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Caldwell is a smaller city with a population of about 63,465. The median age of residents is 30.8, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 13.33%, near the national average of 12.4%.