LivabilityCalc
Find Your City
City Housing Verdict

Camp Verde, AZ

High Pressure

The cost of living in Camp Verde, AZ is 9% above the national average (Cost Index: 109). Homes here are typically valued around $425,071, compared to the $303,400 national median. The median household income is $58,383 — overall, living costs and earnings are reasonably balanced in this area.

Camp Verde already reads as a high-pressure housing market, with 21% rent burden, 7.3x home-price-to-income, and a housing index of 140. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Camp Verde.

Monthly Housing
$1,026/mo
Lower of rent or buy scenario
Housing Burden
21%
Healthy
Residual Cash
$3,339/mo
After housing and debt · $1,113/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 31%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
109
Average
Based on housing costs · See methodology
Median Home Value
$425,071
Zillow ZHVI Market Rate • Census ACS: $286,700
National: $303,400
Median Rent
$1,026/mo
Source: Census ACS
National: $1,348/mo
Household Income
$58,383
National: $78,538
Population
12,282
Purchasing Power
68
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
140 / 100
40% above average
Rent Index
76 / 100
24% below average
Goods & Groceries
96 / 100
About the same as most US cities
Utilities
91 / 100
Typical utility costs
Healthcare & Services
100 / 100
In line with national average
Overall Index
109
Average

Camp Verde Mortgage Calculator

Pre-filled with the local median home value of $425,071 and Arizona's property tax rate of 0.62%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$58,383
Census ACS place context
Rent Burden Estimate
21%
Typical annual rent / local household income
Home Price to Income
7.3x
Typical home value / local household income
Use this section to judge whether Camp Verde looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Camp Verde, AZ

Est. Annual Property Tax
$2,635
Monthly Impact
$220
Added to your mortgage
Effective Rate
0.62%
National avg: ~1.00%

Arizona Place Tax Context

Tax TypeArizonaNational Avg
Property Tax Rate0.62%1.00%
Top Income Tax Rate2.5%~5.0%
State Sales Tax8.37%~5.0%

Compare Camp Verde to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Camp Verde, AZ
109
76
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Camp Verde, AZ: 140
Rent Prices
76

FAQ: Living in Camp Verde

What is the cost of living like in Camp Verde, AZ?+

Living costs in Camp Verde land close to the national average, with a Cost Index of 109 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $425,071, and typical monthly rents run around $1,026. Groceries and utilities are slightly below what you would find in most US cities.

How does Camp Verde fit a household housing budget?+

Start with housing. Typical monthly rent is $1,026, while local median household income is $58,383. That implies a rent-burden proxy of about 21% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Camp Verde, AZ?+

Arizona has a progressive state income tax with a top rate of 2.5%. The effective property tax rate is 0.62%. On a home worth $425,071, that translates to roughly $2,635 per year in property taxes. Sales tax (state + local) averages around 8.37% on everyday purchases.

How much does it cost to rent in Camp Verde, AZ?+

The typical monthly rent in Camp Verde is around $1,026. That's roughly 24% lower than the $1,348 national median. For comparison, the median home value here is $425,071, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Camp Verde, AZ?+

The median home in Camp Verde is valued at $425,071. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,149/month for principal and interest alone — before property taxes and insurance. About 76% of residents here own their homes.

Are groceries and utilities expensive in Camp Verde?+

Grocery prices in Camp Verde are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Camp Verde, AZ like to live in?+

Camp Verde is a small town with a population of about 12,282. The median age of residents is 44.1, skewing somewhat older — common in established suburban communities. The local poverty rate is 21.68%, above the national average of 12.4%.

Lower-Pressure Alternatives in Arizona

If Camp Verde feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Arizona

Use these city pages when you want to compare Camp Verde against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly