Cost of living answer

Cost of Living in Camp Verde, AZ

Cost of Living in Camp Verde, AZ has an overall index of 109, 9% above the U.S. baseline of 100. The typical home value is $425,071; typical monthly rent is $1,026; and median household income is $58,383.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.9% aboveOverall modeled index 109
Typical rent$1,026/moCensus ACS
Typical home value$425,071Zillow ZHVI
Median household income$58,383Census ACS place estimate
Market PressureHigh

Home prices are the main source of pressure. This describes the local market, not your household.

Rent pressure
21%
Typical annual rent divided by local median household income.
Buy pressure
7.3x
Typical home value divided by local median household income.
Your Household Fit

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Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,026 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index109100 = U.S. baseline
Goods964% below baseline
Services1000% above baseline
Utilities919% below baseline
Frequently asked questions about Camp Verde

Living in Camp Verde

What is the cost of living like in Camp Verde, AZ?+

Living costs in Camp Verde land close to the national average, with a Cost Index of 109 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $425,071, and typical monthly rents are $1,026. Groceries and utilities are slightly below what you would find in most US cities.

How does Camp Verde fit a household housing budget?+

Start with housing. Typical monthly rent is $1,026, while local median household income is $58,383. That implies a rent-burden proxy of about 21% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Camp Verde, AZ?+

Arizona uses an approximate state-income-tax planning model; 2.5% is top marginal-rate context from the tax snapshot. Applying the 0.62% state-level effective owner-occupied proxy to a home worth $425,071 gives a planning estimate near $2,635 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.37%.

How much does it cost to rent in Camp Verde, AZ?+

The typical monthly rent in Camp Verde is around $1,026. That's roughly 24% lower than the $1,348 national median. For comparison, the median home value here is $425,071, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Camp Verde, AZ?+

The typical home value in Camp Verde is $425,071. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,063/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 76% of residents here own their homes.

Are groceries and utilities expensive in Camp Verde?+

Grocery prices in Camp Verde are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Camp Verde, AZ like to live in?+

Camp Verde is a small town with a population of about 12,282. The median age of residents is 44.1, skewing somewhat older — common in established suburban communities. The local poverty rate is 21.68%, above the national average of 12.4%.