LivabilityCalc
Find Your City
City Housing Verdict

Carl Junction, MO

Manageable

Your dollar goes further in Carl Junction, MO — everyday costs run about 17% below the national average (Cost Index: 83). Housing is especially affordable: the median home is valued at $206,400, well under the $303,400 US median. The local median household income of $77,855 tends to stretch further here than in most parts of the country.

Carl Junction looks comparatively manageable for household relocation, with 19% rent burden, 2.7x home-price-to-income, and a housing index of 68. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Carl Junction.

Monthly Housing
$1,222/mo
Lower of rent or buy scenario
Housing Burden
19%
Healthy
Residual Cash
$4,766/mo
After housing and debt · $1,589/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 27%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
83
Affordable
Based on housing costs · See methodology
Median Home Value
$206,400
Source: Census ACS
National: $303,400
Median Rent
$1,222/mo
Source: Census ACS
National: $1,348/mo
Household Income
$77,855
National: $78,538
Population
8,257
Purchasing Power
119
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
68 / 100
32% below average
Rent Index
91 / 100
9% below average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
86 / 100
14% lower utility bills
Healthcare & Services
93 / 100
7% below average
Overall Index
83
Affordable · 17% below average

Carl Junction Mortgage Calculator

Pre-filled with the local median home value of $206,400 and Missouri's property tax rate of 0.97%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$77,855
Census ACS place context
Rent Burden Estimate
19%
Typical annual rent / local household income
Home Price to Income
2.7x
Typical home value / local household income
Use this section to judge whether Carl Junction looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Carl Junction, MO

Est. Annual Property Tax
$2,002
Monthly Impact
$167
Added to your mortgage
Effective Rate
0.97%
National avg: ~1.00%

Missouri Place Tax Context

Tax TypeMissouriNational Avg
Property Tax Rate0.97%1.00%
Top Income Tax Rate4.8%~5.0%
State Sales Tax8.29%~5.0%

Compare Carl Junction to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Carl Junction, MO
83
91
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Carl Junction, MO: 68
Rent Prices
91

FAQ: Living in Carl Junction

Is Carl Junction, MO an affordable place to live?+

Yes — everyday expenses in Carl Junction run about 17% below the US average (Cost Index: 83). Housing is especially affordable: the median home is valued around $206,400, compared to the $303,400 national median. Monthly rent is typically around $1,222, versus $1,348 nationally.

How does Carl Junction fit a household housing budget?+

Start with housing. Typical monthly rent is $1,222, while local median household income is $77,855. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Carl Junction, MO?+

Missouri has a progressive state income tax with a top rate of 4.8%. The effective property tax rate is 0.97%. On a home worth $206,400, that translates to roughly $2,002 per year in property taxes. Sales tax (state + local) averages around 8.29% on everyday purchases.

How much does it cost to rent in Carl Junction, MO?+

The typical monthly rent in Carl Junction is around $1,222. That's close to the $1,348 national median. For comparison, the median home value here is $206,400, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Carl Junction, MO?+

The median home in Carl Junction is valued at $206,400. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,044/month for principal and interest alone — before property taxes and insurance. About 76% of residents here own their homes.

Are groceries and utilities expensive in Carl Junction?+

Grocery prices in Carl Junction are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 86). Both help keep your monthly expenses lower than in many parts of the country.

What is Carl Junction, MO like to live in?+

Carl Junction is a small town with a population of about 8,257. The median age of residents is 35.8, which is close to the national median. The local poverty rate is 9.91%, near the national average of 12.4%.

Lower-Pressure Alternatives in Missouri

If Carl Junction feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Missouri

Use these city pages when you want to compare Carl Junction against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly