Cost of Living in Cayce, SC
Cost of Living in Cayce, SC has an overall index of 87, 13% below the U.S. baseline of 100. The typical home value is $207,427; typical monthly rent is $1,358; and median household income is $58,095.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Cayce
Living in Cayce
Is Cayce, SC an affordable place to live?+
Yes — everyday expenses in Cayce run about 13% below the US average (Cost Index: 87). Housing is especially affordable: the median home is valued around $207,427, compared to the $303,400 national median. Monthly rent is $1,358, versus $1,348 nationally.
How does Cayce fit a household housing budget?+
Start with housing. Typical monthly rent is $1,358, while local median household income is $58,095. That implies a rent-burden proxy of about 28% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Cayce, SC?+
South Carolina uses an approximate state-income-tax planning model; 6.4% is top marginal-rate context from the tax snapshot. Applying the 0.57% state-level effective owner-occupied proxy to a home worth $207,427 gives a planning estimate near $1,182 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.44%.
How much does it cost to rent in Cayce, SC?+
The typical monthly rent in Cayce is around $1,358. That's close to the $1,348 national median. For comparison, the median home value here is $207,427, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Cayce, SC?+
The typical home value in Cayce is $207,427. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,007/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 59% of residents here own their homes.
Are groceries and utilities expensive in Cayce?+
Grocery prices in Cayce are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Cayce, SC like to live in?+
Cayce is a small town with a population of about 13,718. The median age of residents is 36.9, which is close to the national median. The local poverty rate is 17.81%, above the national average of 12.4%.