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Central City, KY

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
40
Very Affordable
Median Home Value
$140,700
National: $426,735
Median Rent
$755/mo
National: $1,527/mo
Household Income
$49,025
National: $84,532
Population
5,736
Purchasing Power
145
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
33 / 100
100 = national average
Rent Index
49 / 100
Overall Index
40
Very Affordable

Central City Mortgage Calculator

Pre-filled with the local median home value of $140,700 and Kentucky's property tax rate of 0.86%.

Salary & Purchasing Power

Median household income is $49,025 42% below the national average.

What $49,025 in Central City Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$185,069+277%
Los Angeles, CA$208,356+325%

Property Tax in Central City, KY

Est. Annual Property Tax
$1,210
Monthly Impact
$101
Added to your mortgage
Effective Rate
0.86%
National avg: ~1.00%

Kentucky Tax Overview

Tax TypeKentuckyNational Avg
Property Tax Rate0.86%1.00%
Top Income Tax Rate4%~5.0%
State Sales Tax6%~5.0%

Compare Central City to Another City

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Cost of Living Comparison

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Central City, KY
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Central City, KY: 33
Rent Prices
49
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR