Cost of Living in Clive, IA
Cost of Living in Clive, IA has an overall index of 107, 7% above the U.S. baseline of 100. The typical home value is $426,162; typical monthly rent is $1,099; and median household income is $131,082.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Housing costs sit well above the national baseline. This describes the local market, not your household.
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Frequently asked questions about Clive
Living in Clive
What is the cost of living like in Clive, IA?+
Living costs in Clive land close to the national average, with a Cost Index of 107 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $426,162, and typical monthly rents are $1,099. Groceries and utilities are slightly below what you would find in most US cities.
How does Clive fit a household housing budget?+
Start with housing. Typical monthly rent is $1,099, while local median household income is $131,082. That implies a rent-burden proxy of about 10% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Clive, IA?+
Iowa uses an approximate state-income-tax planning model; 5.7% is top marginal-rate context from the tax snapshot. Applying the 1.57% state-level effective owner-occupied proxy to a home worth $426,162 gives a planning estimate near $6,691 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6.94%.
How much does it cost to rent in Clive, IA?+
The typical monthly rent in Clive is around $1,099. That's roughly 18% lower than the $1,348 national median. For comparison, the median home value here is $426,162, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Clive, IA?+
The typical home value in Clive is $426,162. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,068/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 74% of residents here own their homes.
Are groceries and utilities expensive in Clive?+
Grocery prices in Clive are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 85). Both help keep your monthly expenses lower than in many parts of the country.
What is Clive, IA like to live in?+
Clive is a small town with a population of about 18,776. The median age of residents is 38.2, which is close to the national median. The local poverty rate is 4.78%, well below the national average of 12.4%.