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City Housing Verdict

Crown Point, IN

Manageable

The cost of living in Crown Point, IN is 3% below the national average (Cost Index: 97). Homes here are typically valued around $272,800, compared to the $303,400 national median. The median household income is $95,757 — overall, living costs and earnings are reasonably balanced in this area.

Crown Point looks comparatively manageable for household relocation, with 17% rent burden, 2.8x home-price-to-income, and a housing index of 90. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Crown Point.

Monthly Housing
$1,369/mo
Lower of rent or buy scenario
Housing Burden
17%
Healthy
Residual Cash
$6,111/mo
After housing and debt · $2,037/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 23%
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Cost Index
97
Average
Based on housing costs · See methodology
Median Home Value
$272,800
Source: Census ACS
National: $303,400
Median Rent
$1,369/mo
Source: Census ACS
National: $1,348/mo
Household Income
$95,757
National: $78,538
Population
34,042
Purchasing Power
126
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
90 / 100
10% below average
Rent Index
102 / 100
Close to average
Goods & Groceries
107 / 100
7% pricier than average
Utilities
84 / 100
16% lower utility bills
Healthcare & Services
100 / 100
In line with national average
Overall Index
97
Average

Crown Point Mortgage Calculator

Pre-filled with the local median home value of $272,800 and Indiana's property tax rate of 0.83%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$95,757
Census ACS place context
Rent Burden Estimate
17%
Typical annual rent / local household income
Home Price to Income
2.8x
Typical home value / local household income
Use this section to judge whether Crown Point looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Crown Point, IN

Est. Annual Property Tax
$2,264
Monthly Impact
$189
Added to your mortgage
Effective Rate
0.83%
National avg: ~1.00%

Indiana Place Tax Context

Tax TypeIndianaNational Avg
Property Tax Rate0.83%1.00%
Top Income Tax Rate3.05%~5.0%
State Sales Tax7%~5.0%

Compare Crown Point to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Crown Point, IN
97
102
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Crown Point, IN: 90
Rent Prices
102

FAQ: Living in Crown Point

What is the cost of living like in Crown Point, IN?+

Living costs in Crown Point land close to the national average, with a Cost Index of 97 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $272,800, and typical monthly rents run around $1,369. Groceries and utilities are slightly above what you would find in most US cities.

How does Crown Point fit a household housing budget?+

Start with housing. Typical monthly rent is $1,369, while local median household income is $95,757. That implies a rent-burden proxy of about 17% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Crown Point, IN?+

Indiana has a progressive state income tax with a top rate of 3.05%. The effective property tax rate is 0.83%. On a home worth $272,800, that translates to roughly $2,264 per year in property taxes. Sales tax (state + local) averages around 7% on everyday purchases.

How much does it cost to rent in Crown Point, IN?+

The typical monthly rent in Crown Point is around $1,369. That's close to the $1,348 national median. For comparison, the median home value here is $272,800, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Crown Point, IN?+

The median home in Crown Point is valued at $272,800. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,379/month for principal and interest alone — before property taxes and insurance. About 84% of residents here own their homes.

Are groceries and utilities expensive in Crown Point?+

Grocery prices in Crown Point are noticeably pricier compared to the rest of the US (index: 107, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 84). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Crown Point, IN like to live in?+

Crown Point is a smaller city with a population of about 34,042. The median age of residents is 39.1, which is close to the national median. The local poverty rate is 6.76%, well below the national average of 12.4%.

Lower-Pressure Alternatives in Indiana

If Crown Point feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Indiana

Use these city pages when you want to compare Crown Point against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly