Cost of Living in Darby, PA
Cost of Living in Darby, PA has an overall index of 74, 26% below the U.S. baseline of 100. The typical home value is $101,900; typical monthly rent is $1,337; and median household income is $45,128.
Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Typical rent takes a large share of local household income. This describes the local market, not your household.
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Recommendations require usable housing and income data and exclude very small places for a city of this scale.
Frequently asked questions about Darby
Living in Darby
Is Darby, PA an affordable place to live?+
Yes — everyday expenses in Darby run about 26% below the US average (Cost Index: 74). Housing is especially affordable: the median home is valued around $101,900, compared to the $303,400 national median. Monthly rent is $1,337, versus $1,348 nationally.
How does Darby fit a household housing budget?+
Start with housing. Typical monthly rent is $1,337, while local median household income is $45,128. That implies a rent-burden proxy of about 36% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Darby, PA?+
Pennsylvania uses a flat model; 3.07% is top marginal-rate context. Applying the 1.58% state-level effective owner-occupied proxy to a home worth $101,900 gives a planning estimate near $1,610 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6.34%.
How much does it cost to rent in Darby, PA?+
The typical monthly rent in Darby is around $1,337. That's close to the $1,348 national median. For comparison, the median home value here is $101,900, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Darby, PA?+
The typical home value in Darby is $101,900. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $495/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 50% of residents here own their homes.
Are groceries and utilities expensive in Darby?+
Grocery prices in Darby are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Darby, PA like to live in?+
Darby is a small town with a population of about 10,664. The median age of residents is 35.7, which is close to the national median. The local poverty rate is 31.51%, above the national average of 12.4%.
