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Derby, CT

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
73
Very Affordable
Median Home Value
$242,300
National: $426,735
Median Rent
$1,453/mo
National: $1,527/mo
Household Income
$76,263
National: $84,532
Population
12,359
Purchasing Power
124
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
57 / 100
100 = national average
Rent Index
95 / 100
Overall Index
73
Very Affordable

Derby Mortgage Calculator

Pre-filled with the local median home value of $242,300 and Connecticut's property tax rate of 2.15%.

Salary & Purchasing Power

Median household income is $76,263 10% below the national average.

What $76,263 in Derby Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$157,749+107%
Los Angeles, CA$177,599+133%
Houston, TX$74,174-3%
Philadelphia, PA$71,040-7%

Property Tax in Derby, CT

Est. Annual Property Tax
$5,209
Monthly Impact
$434
Added to your mortgage
Effective Rate
2.15%
National avg: ~1.00%

Connecticut Tax Overview

Tax TypeConnecticutNational Avg
Property Tax Rate2.15%1.00%
Top Income Tax Rate6.99%~5.0%
State Sales Tax6.35%~5.0%

Compare Derby to Another City

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Cost of Living Comparison

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Derby, CT
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Derby, CT: 57
Rent Prices
95
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR