Cost of Living in Duncan, OK
Cost of Living in Duncan, OK has an overall index of 72, 28% below the U.S. baseline of 100. The typical home value is $125,800; typical monthly rent is $872; and median household income is $57,020.
Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Duncan
Living in Duncan
Is Duncan, OK an affordable place to live?+
Yes — everyday expenses in Duncan run about 28% below the US average (Cost Index: 72). Housing is especially affordable: the median home is valued around $125,800, compared to the $303,400 national median. Monthly rent is $872, versus $1,348 nationally.
How does Duncan fit a household housing budget?+
Start with housing. Typical monthly rent is $872, while local median household income is $57,020. That implies a rent-burden proxy of about 18% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Duncan, OK?+
Oklahoma uses an approximate state-income-tax planning model; 4.75% is top marginal-rate context from the tax snapshot. Applying the 0.87% state-level effective owner-occupied proxy to a home worth $125,800 gives a planning estimate near $1,094 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.97%.
How much does it cost to rent in Duncan, OK?+
The typical monthly rent in Duncan is around $872. That's roughly 35% lower than the $1,348 national median. For comparison, the median home value here is $125,800, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Duncan, OK?+
The typical home value in Duncan is $125,800. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $611/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 68% of residents here own their homes.
Are groceries and utilities expensive in Duncan?+
Grocery prices in Duncan are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Duncan, OK like to live in?+
Duncan is a small town with a population of about 22,872. The median age of residents is 40, which is close to the national median. The local poverty rate is 20.42%, above the national average of 12.4%.