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Durham, NC

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
87
Affordable
Median Home Value
$355,300
National: $426,735
Median Rent
$1,412/mo
National: $1,527/mo
Household Income
$79,234
National: $84,532
Population
288,465
Purchasing Power
108
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
83 / 100
100 = national average
Rent Index
92 / 100
Overall Index
87
Affordable

Durham Mortgage Calculator

Pre-filled with the local median home value of $355,300 and North Carolina's property tax rate of 0.84%.

Salary & Purchasing Power

Median household income is $79,234 6% below the national average.

What $79,234 in Durham Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$137,521+74%
Los Angeles, CA$154,825+95%
Chicago, IL$73,770-7%
Houston, TX$64,662-18%

Property Tax in Durham, NC

Est. Annual Property Tax
$2,985
Monthly Impact
$249
Added to your mortgage
Effective Rate
0.84%
National avg: ~1.00%

North Carolina Tax Overview

Tax TypeNorth CarolinaNational Avg
Property Tax Rate0.84%1.00%
Top Income Tax Rate4.5%~5.0%
State Sales Tax6.97%~5.0%

Compare Durham to Another City

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Cost of Living Comparison

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Durham, NC
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Durham, NC: 83
Rent Prices
92
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR