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Fort Payne, AL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
40
Very Affordable
Median Home Value
$158,100
National: $426,735
Median Rent
$670/mo
National: $1,527/mo
Household Income
$48,623
National: $84,532
Population
14,886
Purchasing Power
144
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
37 / 100
100 = national average
Rent Index
44 / 100
Overall Index
40
Very Affordable

Fort Payne Mortgage Calculator

Pre-filled with the local median home value of $158,100 and Alabama's property tax rate of 0.41%.

Salary & Purchasing Power

Median household income is $48,623 42% below the national average.

What $48,623 in Fort Payne Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$183,552+278%
Los Angeles, CA$206,648+325%

Property Tax in Fort Payne, AL

Est. Annual Property Tax
$648
Monthly Impact
$54
Added to your mortgage
Effective Rate
0.41%
National avg: ~1.00%

Alabama Tax Overview

Tax TypeAlabamaNational Avg
Property Tax Rate0.41%1.00%
Top Income Tax Rate5%~5.0%
State Sales Tax9.24%~5.0%

Compare Fort Payne to Another City

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Cost of Living Comparison

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Fort Payne, AL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Fort Payne, AL: 37
Rent Prices
44
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR