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Fort Smith, AR

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
46
Very Affordable
Median Home Value
$168,100
National: $426,735
Median Rent
$852/mo
National: $1,527/mo
Household Income
$52,692
National: $84,532
Population
89,496
Purchasing Power
136
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
39 / 100
100 = national average
Rent Index
56 / 100
Overall Index
46
Very Affordable

Fort Smith Mortgage Calculator

Pre-filled with the local median home value of $168,100 and Arkansas's property tax rate of 0.62%.

Salary & Purchasing Power

Median household income is $52,692 38% below the national average.

What $52,692 in Fort Smith Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$172,967+228%
Los Angeles, CA$194,731+270%
Detroit, MI$45,819-13%

Property Tax in Fort Smith, AR

Est. Annual Property Tax
$1,042
Monthly Impact
$87
Added to your mortgage
Effective Rate
0.62%
National avg: ~1.00%

Arkansas Tax Overview

Tax TypeArkansasNational Avg
Property Tax Rate0.62%1.00%
Top Income Tax Rate4.4%~5.0%
State Sales Tax9.47%~5.0%

Compare Fort Smith to Another City

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Cost of Living Comparison

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Fort Smith, AR
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Fort Smith, AR: 39
Rent Prices
56
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR