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Garner, NC

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
84
Affordable
Median Home Value
$320,300
National: $426,735
Median Rent
$1,452/mo
National: $1,527/mo
Household Income
$77,496
National: $84,532
Population
32,543
Purchasing Power
109
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
75 / 100
100 = national average
Rent Index
95 / 100
Overall Index
84
Affordable

Garner Mortgage Calculator

Pre-filled with the local median home value of $320,300 and North Carolina's property tax rate of 0.84%.

Salary & Purchasing Power

Median household income is $77,496 8% below the national average.

What $77,496 in Garner Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$139,308+80%
Los Angeles, CA$156,837+102%
Chicago, IL$74,728-4%
Houston, TX$65,503-15%

Property Tax in Garner, NC

Est. Annual Property Tax
$2,691
Monthly Impact
$224
Added to your mortgage
Effective Rate
0.84%
National avg: ~1.00%

North Carolina Tax Overview

Tax TypeNorth CarolinaNational Avg
Property Tax Rate0.84%1.00%
Top Income Tax Rate4.5%~5.0%
State Sales Tax6.97%~5.0%

Compare Garner to Another City

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Cost of Living Comparison

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Garner, NC
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Garner, NC: 75
Rent Prices
95
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR