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City Housing Verdict

Glendale, AZ

High Pressure

The cost of living in Glendale, AZ is 13% above the national average (Cost Index: 113). Homes here are typically valued around $403,915, compared to the $303,400 national median. The median household income is $70,139 — overall, living costs and earnings are reasonably balanced in this area.

Glendale already reads as a high-pressure housing market, with 26% rent burden, 5.8x home-price-to-income, and a housing index of 133. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Glendale.

Monthly Housing
$1,544/mo
Lower of rent or buy scenario
Housing Burden
26%
Healthy
Residual Cash
$3,801/mo
After housing and debt · $1,267/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: HighHome source: ZILLOWRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 35%
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Cost Index
113
Expensive
Based on housing costs · See methodology
Median Home Value
$403,915
Zillow ZHVI Market Rate • Census ACS: $347,000
National: $303,400
Median Rent
$1,544/mo
Zillow ZORI Market Rate • Census ACS: $1,397/mo
National: $1,348/mo
Household Income
$70,139
National: $78,538
Population
250,193
Purchasing Power
79
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
133 / 100
33% above average
Rent Index
115 / 100
15% above average
Goods & Groceries
95 / 100
About the same as most US cities
Utilities
93 / 100
Typical utility costs
Healthcare & Services
104 / 100
In line with national average
Overall Index
113
Expensive · 13% above average

Glendale Mortgage Calculator

Pre-filled with the local median home value of $403,915 and Arizona's property tax rate of 0.62%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$70,139
Census ACS place context
Rent Burden Estimate
26%
Typical annual rent / local household income
Home Price to Income
5.8x
Typical home value / local household income
Use this section to judge whether Glendale looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Glendale, AZ

Est. Annual Property Tax
$2,504
Monthly Impact
$209
Added to your mortgage
Effective Rate
0.62%
National avg: ~1.00%

Arizona Place Tax Context

Tax TypeArizonaNational Avg
Property Tax Rate0.62%1.00%
Top Income Tax Rate2.5%~5.0%
State Sales Tax8.37%~5.0%

Compare Glendale to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Glendale, AZ
113
115
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Glendale, AZ: 133
Rent Prices
115

FAQ: Living in Glendale

Is Glendale, AZ an expensive place to live?+

Yes — Glendale is about 13% more expensive than the national average, with an overall Cost Index of 113. Housing is the biggest factor: the typical home here is valued around $403,915, and monthly rents average roughly $1,544. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Glendale fit a household housing budget?+

Start with housing. Typical monthly rent is $1,544, while local median household income is $70,139. That implies a rent-burden proxy of about 26% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Glendale, AZ?+

Arizona has a progressive state income tax with a top rate of 2.5%. The effective property tax rate is 0.62%. On a home worth $403,915, that translates to roughly $2,504 per year in property taxes. Sales tax (state + local) averages around 8.37% on everyday purchases.

How much does it cost to rent in Glendale, AZ?+

The typical monthly rent in Glendale is around $1,544. That's about 15% higher than the $1,348 national median. For comparison, the median home value here is $403,915, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Glendale, AZ?+

The median home in Glendale is valued at $403,915. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,042/month for principal and interest alone — before property taxes and insurance. About 58% of residents here own their homes.

Are groceries and utilities expensive in Glendale?+

Grocery prices in Glendale are about average compared to the rest of the US (index: 95, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 93). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Glendale, AZ like to live in?+

Glendale is a mid-sized city with a population of about 250,193. The median age of residents is 34.5, which is close to the national median. The local poverty rate is 16.19%, above the national average of 12.4%.

Lower-Pressure Alternatives in Arizona

If Glendale feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Arizona

Use these city pages when you want to compare Glendale against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly