Cost of Living in Grafton, OH
Cost of Living in Grafton, OH has an overall index of 95, 5% below the U.S. baseline of 100. The typical home value is $301,257; typical monthly rent is $1,048; and median household income is $88,352.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
Can your household carry the housing cost?
Start with four decisions. Open advanced assumptions only when you need to replace the local defaults.
Enter your income and housing plan to see a household-specific estimate.
Compare Grafton with another place.
Search one destination and see which housing and local-cost categories change most.
Inspect the numbers when you need them.
Other Ohio cities with a useful tradeoff.
Recommendations require usable housing and income data and exclude very small places for a city of this scale.
Frequently asked questions about Grafton
Living in Grafton
What is the cost of living like in Grafton, OH?+
Living costs in Grafton land close to the national average, with a Cost Index of 95 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $301,257, and typical monthly rents are $1,048. Groceries and utilities are slightly below what you would find in most US cities.
How does Grafton fit a household housing budget?+
Start with housing. Typical monthly rent is $1,048, while local median household income is $88,352. That implies a rent-burden proxy of about 14% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Grafton, OH?+
Ohio uses an approximate state-income-tax planning model; 3.5% is top marginal-rate context from the tax snapshot. Applying the 1.53% state-level effective owner-occupied proxy to a home worth $301,257 gives a planning estimate near $4,609 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.24%.
How much does it cost to rent in Grafton, OH?+
The typical monthly rent in Grafton is around $1,048. That's roughly 22% lower than the $1,348 national median. For comparison, the median home value here is $301,257, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Grafton, OH?+
The typical home value in Grafton is $301,257. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,462/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 79% of residents here own their homes.
Are groceries and utilities expensive in Grafton?+
Grocery prices in Grafton are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 96). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Grafton, OH like to live in?+
Grafton is a small town with a population of about 5,665. The median age of residents is 42.5, skewing somewhat older — common in established suburban communities. The local poverty rate is 8.38%, near the national average of 12.4%.