Grand Haven, MI

Living costs in Grand Haven land close to the national average, with a Cost Index of 104 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $389,453, and typical monthly rents run around $961. Groceries and utilities are slightly below what you would find in most US cities.

Start with housing. Typical monthly rent is $961, while local median household income is $60,665. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Michigan has a progressive state income tax with a top rate of 4.25%. The effective property tax rate is 1.38%. On a home worth $389,453, that translates to roughly $5,374 per year in property taxes. Sales tax (state + local) averages around 6% on everyday purchases.

The typical monthly rent in Grand Haven is around $961. That's roughly 29% lower than the $1,348 national median. For comparison, the median home value here is $389,453, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Grand Haven is valued at $389,453. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,969/month for principal and interest alone — before property taxes and insurance. About 68% of residents here own their homes.

Grocery prices in Grand Haven are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 94). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Grand Haven is a small town with a population of about 10,966. The median age of residents is 46.4, skewing somewhat older — common in established suburban communities. The local poverty rate is 12.71%, near the national average of 12.4%.