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Gulf Shores, AL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
87
Affordable
Median Home Value
$367,000
National: $426,735
Median Rent
$1,363/mo
National: $1,527/mo
Household Income
$73,873
National: $84,532
Population
15,785
Purchasing Power
100
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
86 / 100
100 = national average
Rent Index
89 / 100
Overall Index
87
Affordable

Gulf Shores Mortgage Calculator

Pre-filled with the local median home value of $367,000 and Alabama's property tax rate of 0.41%.

Salary & Purchasing Power

Median household income is $73,873 13% below the national average.

What $73,873 in Gulf Shores Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$128,216+74%
Los Angeles, CA$144,350+95%
Chicago, IL$68,778-7%
Houston, TX$60,287-18%

Property Tax in Gulf Shores, AL

Est. Annual Property Tax
$1,505
Monthly Impact
$125
Added to your mortgage
Effective Rate
0.41%
National avg: ~1.00%

Alabama Tax Overview

Tax TypeAlabamaNational Avg
Property Tax Rate0.41%1.00%
Top Income Tax Rate5%~5.0%
State Sales Tax9.24%~5.0%

Compare Gulf Shores to Another City

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Cost of Living Comparison

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Gulf Shores, AL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Gulf Shores, AL: 86
Rent Prices
89
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR