Cost of Living in Hartsville/Trousdale County, TN
Cost of Living in Hartsville/Trousdale County, TN has an overall index of 90, 10% below the U.S. baseline of 100. The typical home value is $284,100; typical monthly rent is $805; and median household income is $63,190.
Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Hartsville/Trousdale County
Living in Hartsville/Trousdale County
Is Hartsville/Trousdale County, TN an affordable place to live?+
Yes — everyday expenses in Hartsville/Trousdale County run about 10% below the US average (Cost Index: 90). Housing is especially affordable: the median home is valued around $284,100, compared to the $303,400 national median. Monthly rent is $805, versus $1,348 nationally.
How does Hartsville/Trousdale County fit a household housing budget?+
Start with housing. Typical monthly rent is $805, while local median household income is $63,190. That implies a rent-burden proxy of about 15% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Hartsville/Trousdale County, TN?+
This model applies no broad Tennessee wage-income tax. Applying the 0.66% state-level effective owner-occupied proxy to a home worth $284,100 gives a planning estimate near $1,875 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 9.55%.
How much does it cost to rent in Hartsville/Trousdale County, TN?+
The typical monthly rent in Hartsville/Trousdale County is around $805. That's roughly 40% lower than the $1,348 national median. For comparison, the median home value here is $284,100, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Hartsville/Trousdale County, TN?+
The typical home value in Hartsville/Trousdale County is $284,100. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,379/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 74% of residents here own their homes.
Are groceries and utilities expensive in Hartsville/Trousdale County?+
Grocery prices in Hartsville/Trousdale County are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Hartsville/Trousdale County, TN like to live in?+
Hartsville/Trousdale County is a small town with a population of about 11,805. The median age of residents is 34.6, which is close to the national median. The local poverty rate is 10.34%, near the national average of 12.4%.