Heber Springs, AR

Yes — everyday expenses in Heber Springs run about 26% below the US average (Cost Index: 74). Housing is especially affordable: the median home is valued around $152,900, compared to the $303,400 national median. Monthly rent is typically around $833, versus $1,348 nationally.

Start with housing. Typical monthly rent is $833, while local median household income is $49,917. That implies a rent-burden proxy of about 20% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Arkansas has a progressive state income tax with a top rate of 4.4%. The effective property tax rate is 0.62%. On a home worth $152,900, that translates to roughly $948 per year in property taxes. Sales tax (state + local) averages around 9.47% on everyday purchases.

The typical monthly rent in Heber Springs is around $833. That's roughly 38% lower than the $1,348 national median. For comparison, the median home value here is $152,900, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Heber Springs is valued at $152,900. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $773/month for principal and interest alone — before property taxes and insurance. About 66% of residents here own their homes.

Grocery prices in Heber Springs are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Heber Springs is a small town with a population of about 7,101. The median age of residents is 45.9, skewing somewhat older — common in established suburban communities. The local poverty rate is 15.19%, near the national average of 12.4%.