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City Housing Verdict

Holmen, WI

Manageable

The cost of living in Holmen, WI is 9% below the national average (Cost Index: 91). Homes here are typically valued around $262,600, compared to the $303,400 national median. The median household income is $77,083 — overall, living costs and earnings are reasonably balanced in this area.

Holmen looks comparatively manageable for household relocation, with 18% rent burden, 3.4x home-price-to-income, and a housing index of 87. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Holmen.

Monthly Housing
$1,164/mo
Lower of rent or buy scenario
Housing Burden
18%
Healthy
Residual Cash
$4,760/mo
After housing and debt · $1,587/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 26%
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Cost Index
91
Average
Based on housing costs · See methodology
Median Home Value
$262,600
Source: Census ACS
National: $303,400
Median Rent
$1,164/mo
Source: Census ACS
National: $1,348/mo
Household Income
$77,083
National: $78,538
Population
11,027
Purchasing Power
108
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
87 / 100
13% below average
Rent Index
86 / 100
14% below average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
90 / 100
Typical utility costs
Healthcare & Services
99 / 100
In line with national average
Overall Index
91
Average

Holmen Mortgage Calculator

Pre-filled with the local median home value of $262,600 and Wisconsin's property tax rate of 1.76%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$77,083
Census ACS place context
Rent Burden Estimate
18%
Typical annual rent / local household income
Home Price to Income
3.4x
Typical home value / local household income
Use this section to judge whether Holmen looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Holmen, WI

Est. Annual Property Tax
$4,622
Monthly Impact
$385
Added to your mortgage
Effective Rate
1.76%
National avg: ~1.00%

Wisconsin Place Tax Context

Tax TypeWisconsinNational Avg
Property Tax Rate1.76%1.00%
Top Income Tax Rate7.65%~5.0%
State Sales Tax5.44%~5.0%

Compare Holmen to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Holmen, WI
91
86
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Holmen, WI: 87
Rent Prices
86

FAQ: Living in Holmen

Is Holmen, WI an affordable place to live?+

Yes — everyday expenses in Holmen run about 9% below the US average (Cost Index: 91). Housing is especially affordable: the median home is valued around $262,600, compared to the $303,400 national median. Monthly rent is typically around $1,164, versus $1,348 nationally.

How does Holmen fit a household housing budget?+

Start with housing. Typical monthly rent is $1,164, while local median household income is $77,083. That implies a rent-burden proxy of about 18% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Holmen, WI?+

Wisconsin has a progressive state income tax with a top rate of 7.65%. The effective property tax rate is 1.76%. On a home worth $262,600, that translates to roughly $4,622 per year in property taxes. Sales tax (state + local) averages around 5.44% on everyday purchases.

How much does it cost to rent in Holmen, WI?+

The typical monthly rent in Holmen is around $1,164. That's roughly 14% lower than the $1,348 national median. For comparison, the median home value here is $262,600, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Holmen, WI?+

The median home in Holmen is valued at $262,600. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,328/month for principal and interest alone — before property taxes and insurance. About 65% of residents here own their homes.

Are groceries and utilities expensive in Holmen?+

Grocery prices in Holmen are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 90). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Holmen, WI like to live in?+

Holmen is a small town with a population of about 11,027. The median age of residents is 38.7, which is close to the national median. The local poverty rate is 5.6%, well below the national average of 12.4%.

Lower-Pressure Alternatives in Wisconsin

If Holmen feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Wisconsin

Use these city pages when you want to compare Holmen against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly