Kaiminani, HI

Yes — Kaiminani is about 50% more expensive than the national average, with an overall Cost Index of 150. Housing is the biggest factor: the typical home here is valued around $761,300, and monthly rents average roughly $1,338. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,338, while local median household income is $101,320. That implies a rent-burden proxy of about 16% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Hawaii has a progressive state income tax with a top rate of 11%. The effective property tax rate is 0.28%. On a home worth $761,300, that translates to roughly $2,132 per year in property taxes. Sales tax (state + local) averages around 4.44% on everyday purchases.

The typical monthly rent in Kaiminani is around $1,338. That's close to the $1,348 national median. For comparison, the median home value here is $761,300, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Kaiminani is valued at $761,300. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,850/month for principal and interest alone — before property taxes and insurance. About 73% of residents here own their homes.

Grocery prices in Kaiminani are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Kaiminani is a small town with a population of about 11,542. The median age of residents is 41.2, which is close to the national median. The local poverty rate is 10.85%, near the national average of 12.4%.