Cost of living answer

Cost of Living in Kayenta, AZ

Cost of Living in Kayenta, AZ has an overall index of 61, 39% below the U.S. baseline of 100. The typical home value is $37,900; typical monthly rent is $786; and median household income is $60,925.

Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.39% belowOverall modeled index 61
Typical rent$786/moCensus ACS
Typical home value$37,900Census ACS
Median household income$60,925Census ACS place estimate
Market PressureLower

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
15%
Typical annual rent divided by local median household income.
Buy pressure
0.6x
Typical home value divided by local median household income.
Your Household Fit

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Advanced assumptions
Initial rent input: $786 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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Your Household FitNot calculated yet

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City details

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Overall cost index61100 = U.S. baseline
Goods964% below baseline
Services982% below baseline
Utilities8812% below baseline
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Frequently asked questions about Kayenta

Living in Kayenta

Is Kayenta, AZ an affordable place to live?+

Yes — everyday expenses in Kayenta run about 39% below the US average (Cost Index: 61). Housing is especially affordable: the median home is valued around $37,900, compared to the $303,400 national median. Monthly rent is $786, versus $1,348 nationally.

How does Kayenta fit a household housing budget?+

Start with housing. Typical monthly rent is $786, while local median household income is $60,925. That implies a rent-burden proxy of about 15% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Kayenta, AZ?+

Arizona uses an approximate state-income-tax planning model; 2.5% is top marginal-rate context from the tax snapshot. Applying the 0.62% state-level effective owner-occupied proxy to a home worth $37,900 gives a planning estimate near $235 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.37%.

How much does it cost to rent in Kayenta, AZ?+

The typical monthly rent in Kayenta is around $786. That's roughly 42% lower than the $1,348 national median. For comparison, the median home value here is $37,900, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Kayenta, AZ?+

The typical home value in Kayenta is $37,900. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $184/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 54% of residents here own their homes.

Are groceries and utilities expensive in Kayenta?+

Grocery prices in Kayenta are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Kayenta, AZ like to live in?+

Kayenta is a small town with a population of about 5,651. The median age of residents is 27.8, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 26.31%, above the national average of 12.4%.