Cost of Living in Loudon, TN
Cost of Living in Loudon, TN has an overall index of 111, 11% above the U.S. baseline of 100. The typical home value is $489,797; typical monthly rent is $849; and median household income is $58,810.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Home prices are the main source of pressure. This describes the local market, not your household.
Can your household carry the housing cost?
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Frequently asked questions about Loudon
Living in Loudon
Is Loudon, TN an expensive place to live?+
Yes — Loudon is about 11% more expensive than the national average, with an overall Cost Index of 111. Housing is the biggest factor: the typical home here is valued around $489,797, and monthly rents average roughly $849. Day-to-day costs like groceries and utilities tend to run closer to the national norm.
How does Loudon fit a household housing budget?+
Start with housing. Typical monthly rent is $849, while local median household income is $58,810. That implies a rent-burden proxy of about 17% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Loudon, TN?+
This model applies no broad Tennessee wage-income tax. Applying the 0.66% state-level effective owner-occupied proxy to a home worth $489,797 gives a planning estimate near $3,233 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 9.55%.
How much does it cost to rent in Loudon, TN?+
The typical monthly rent in Loudon is around $849. That's roughly 37% lower than the $1,348 national median. For comparison, the median home value here is $489,797, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Loudon, TN?+
The typical home value in Loudon is $489,797. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,377/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 64% of residents here own their homes.
Are groceries and utilities expensive in Loudon?+
Grocery prices in Loudon are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 72). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Loudon, TN like to live in?+
Loudon is a small town with a population of about 6,235. The median age of residents is 39.8, which is close to the national median. The local poverty rate is 16.16%, above the national average of 12.4%.