Napili-Honokowai, HI

Yes — Napili-Honokowai is about 61% more expensive than the national average, with an overall Cost Index of 161. Housing is the biggest factor: the typical home here is valued around $775,500, and monthly rents average roughly $2,116. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $2,116, while local median household income is $102,337. That implies a rent-burden proxy of about 25% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Hawaii has a progressive state income tax with a top rate of 11%. The effective property tax rate is 0.28%. On a home worth $775,500, that translates to roughly $2,171 per year in property taxes. Sales tax (state + local) averages around 4.44% on everyday purchases.

The typical monthly rent in Napili-Honokowai is around $2,116. That's about 57% higher than the $1,348 national median. For comparison, the median home value here is $775,500, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Napili-Honokowai is valued at $775,500. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,921/month for principal and interest alone — before property taxes and insurance. About 53% of residents here own their homes.

Grocery prices in Napili-Honokowai are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Napili-Honokowai is a small town with a population of about 6,897. The median age of residents is 41.1, which is close to the national median. The local poverty rate is 6.64%, well below the national average of 12.4%.