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Ocean Pointe, HI

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
212
Very Expensive
Median Home Value
$877,600
National: $426,735
Median Rent
$3,347/mo
National: $1,527/mo
Household Income
$143,394
National: $84,532
Population
16,276
Purchasing Power
80
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
206 / 100
100 = national average
Rent Index
219 / 100
Overall Index
212
Very Expensive

Ocean Pointe Mortgage Calculator

Pre-filled with the local median home value of $877,600 and Hawaii's property tax rate of 0.28%.

Salary & Purchasing Power

Median household income is $143,394 70% above the national average.

What $143,394 in Ocean Pointe Gets You Elsewhere

CityEquivalent SalaryDifference
San Jose, CA$156,922+9%
San Francisco, CA$171,126+19%
New York, NY$102,134-29%
Los Angeles, CA$114,986-20%

Property Tax in Ocean Pointe, HI

Est. Annual Property Tax
$2,457
Monthly Impact
$205
Added to your mortgage
Effective Rate
0.28%
National avg: ~1.00%

Hawaii Tax Overview

Tax TypeHawaiiNational Avg
Property Tax Rate0.28%1.00%
Top Income Tax Rate11%~5.0%
State Sales Tax4.44%~5.0%

Compare Ocean Pointe to Another City

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Cost of Living Comparison

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Ocean Pointe, HI
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Ocean Pointe, HI: 206
Rent Prices
219
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR