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Owensboro, KY

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
47
Very Affordable
Median Home Value
$162,900
National: $426,735
Median Rent
$900/mo
National: $1,527/mo
Household Income
$53,295
National: $84,532
Population
60,112
Purchasing Power
134
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
38 / 100
100 = national average
Rent Index
59 / 100
Overall Index
47
Very Affordable

Owensboro Mortgage Calculator

Pre-filled with the local median home value of $162,900 and Kentucky's property tax rate of 0.86%.

Salary & Purchasing Power

Median household income is $53,295 37% below the national average.

What $53,295 in Owensboro Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$171,224+221%
Los Angeles, CA$192,769+262%
Detroit, MI$45,357-15%

Property Tax in Owensboro, KY

Est. Annual Property Tax
$1,401
Monthly Impact
$117
Added to your mortgage
Effective Rate
0.86%
National avg: ~1.00%

Kentucky Tax Overview

Tax TypeKentuckyNational Avg
Property Tax Rate0.86%1.00%
Top Income Tax Rate4%~5.0%
State Sales Tax6%~5.0%

Compare Owensboro to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

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Owensboro, KY
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Owensboro, KY: 38
Rent Prices
59
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR