Pass Christian, MS

Yes — everyday expenses in Pass Christian run about 12% below the US average (Cost Index: 88). Housing is especially affordable: the median home is valued around $257,300, compared to the $303,400 national median. Monthly rent is typically around $1,092, versus $1,348 nationally.

Start with housing. Typical monthly rent is $1,092, while local median household income is $74,302. That implies a rent-burden proxy of about 18% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Mississippi has a progressive state income tax with a top rate of 5%. The effective property tax rate is 0.81%. On a home worth $257,300, that translates to roughly $2,084 per year in property taxes. Sales tax (state + local) averages around 7.07% on everyday purchases.

The typical monthly rent in Pass Christian is around $1,092. That's roughly 19% lower than the $1,348 national median. For comparison, the median home value here is $257,300, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Pass Christian is valued at $257,300. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,301/month for principal and interest alone — before property taxes and insurance. About 73% of residents here own their homes.

Grocery prices in Pass Christian are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 76). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Pass Christian is a small town with a population of about 5,942. The median age of residents is 41.3, which is close to the national median. The local poverty rate is 9.57%, near the national average of 12.4%.