Pell City, AL

Yes — everyday expenses in Pell City run about 13% below the US average (Cost Index: 87). Housing is especially affordable: the median home is valued around $238,100, compared to the $303,400 national median. Monthly rent is typically around $1,103, versus $1,348 nationally.

Start with housing. Typical monthly rent is $1,103, while local median household income is $73,043. That implies a rent-burden proxy of about 18% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Alabama has a progressive state income tax with a top rate of 5%. The effective property tax rate is 0.41%. On a home worth $238,100, that translates to roughly $976 per year in property taxes. Sales tax (state + local) averages around 9.24% on everyday purchases.

The typical monthly rent in Pell City is around $1,103. That's roughly 18% lower than the $1,348 national median. For comparison, the median home value here is $238,100, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Pell City is valued at $238,100. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,204/month for principal and interest alone — before property taxes and insurance. About 67% of residents here own their homes.

Grocery prices in Pell City are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 84). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Pell City is a small town with a population of about 13,353. The median age of residents is 40.2, which is close to the national median. The local poverty rate is 15.54%, near the national average of 12.4%.