City Dashboard
Rapid City, SD
Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED
Cost Index
66
Very Affordable
Median Home Value
$270,000
National: $426,735
Median Rent
$1,053/mo
National: $1,527/mo
Household Income
$65,712
National: $84,532
Population
76,836
Purchasing Power
118
100 = national baseline
Cost of Living Breakdown
Housing Cost Index
63 / 100
100 = national average
Rent Index
69 / 100
Overall Index
66
Very Affordable
Rapid City Mortgage Calculator
Pre-filled with the local median home value of $270,000 and South Dakota's property tax rate of 1.08%.
Salary & Purchasing Power
Median household income is $65,712 — 22% below the national average.
What $65,712 in Rapid City Gets You Elsewhere
Property Tax in Rapid City, SD
Est. Annual Property Tax
$2,916
Monthly Impact
$243
Added to your mortgage
Effective Rate
1.08%
National avg: ~1.00%
South Dakota Tax Overview
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Cost of Living Comparison
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Rapid City, SD
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Cost Index Comparison (100 = National Avg)
Housing CostsNational Avg: 100
Rent Prices
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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
- Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
- Tax Rates: Tax Foundation State & Local Tax Data, 2024
- Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR