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Ridgeland, MS

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
69
Very Affordable
Median Home Value
$259,600
National: $426,735
Median Rent
$1,204/mo
National: $1,527/mo
Household Income
$63,470
National: $84,532
Population
24,548
Purchasing Power
109
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
61 / 100
100 = national average
Rent Index
79 / 100
Overall Index
69
Very Affordable

Ridgeland Mortgage Calculator

Pre-filled with the local median home value of $259,600 and Mississippi's property tax rate of 0.81%.

Salary & Purchasing Power

Median household income is $63,470 25% below the national average.

What $63,470 in Ridgeland Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$138,898+119%
Los Angeles, CA$156,375+146%
Philadelphia, PA$62,550-1%
San Antonio, TX$58,871-7%

Property Tax in Ridgeland, MS

Est. Annual Property Tax
$2,103
Monthly Impact
$175
Added to your mortgage
Effective Rate
0.81%
National avg: ~1.00%

Mississippi Tax Overview

Tax TypeMississippiNational Avg
Property Tax Rate0.81%1.00%
Top Income Tax Rate5%~5.0%
State Sales Tax7.07%~5.0%

Compare Ridgeland to Another City

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Cost of Living Comparison

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Ridgeland, MS
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Ridgeland, MS: 61
Rent Prices
79
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR