Cost of living answer

Cost of Living in San Luis, AZ

Cost of Living in San Luis, AZ has an overall index of 79, 21% below the U.S. baseline of 100. The typical home value is $197,400; typical monthly rent is $746; and median household income is $57,364.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.21% belowOverall modeled index 79
Typical rent$746/moCensus ACS
Typical home value$197,400Census ACS
Median household income$57,364Census ACS place estimate
Market PressureLower

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
16%
Typical annual rent divided by local median household income.
Buy pressure
3.4x
Typical home value divided by local median household income.
Your Household Fit

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Advanced assumptions
Initial rent input: $746 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index79100 = U.S. baseline
Goods964% below baseline
Services1000% above baseline
Utilities8812% below baseline
Frequently asked questions about San Luis

Living in San Luis

Is San Luis, AZ an affordable place to live?+

Yes — everyday expenses in San Luis run about 21% below the US average (Cost Index: 79). Housing is especially affordable: the median home is valued around $197,400, compared to the $303,400 national median. Monthly rent is $746, versus $1,348 nationally.

How does San Luis fit a household housing budget?+

Start with housing. Typical monthly rent is $746, while local median household income is $57,364. That implies a rent-burden proxy of about 16% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in San Luis, AZ?+

Arizona uses an approximate state-income-tax planning model; 2.5% is top marginal-rate context from the tax snapshot. Applying the 0.62% state-level effective owner-occupied proxy to a home worth $197,400 gives a planning estimate near $1,224 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.37%.

How much does it cost to rent in San Luis, AZ?+

The typical monthly rent in San Luis is around $746. That's roughly 45% lower than the $1,348 national median. For comparison, the median home value here is $197,400, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in San Luis, AZ?+

The typical home value in San Luis is $197,400. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $958/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 68% of residents here own their homes.

Are groceries and utilities expensive in San Luis?+

Grocery prices in San Luis are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is San Luis, AZ like to live in?+

San Luis is a smaller city with a population of about 35,998. The median age of residents is 33.2, which is close to the national median. The local poverty rate is 21.85%, above the national average of 12.4%.