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Santa Fe, NM

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
93
Average
Median Home Value
$411,500
National: $426,735
Median Rent
$1,380/mo
National: $1,527/mo
Household Income
$70,110
National: $84,532
Population
88,224
Purchasing Power
89
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
96 / 100
100 = national average
Rent Index
90 / 100
Overall Index
93
Average

Santa Fe Mortgage Calculator

Pre-filled with the local median home value of $411,500 and New Mexico's property tax rate of 0.67%.

Salary & Purchasing Power

Median household income is $70,110 17% below the national average.

What $70,110 in Santa Fe Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$113,835+62%
Los Angeles, CA$128,158+83%
Chicago, IL$61,064-13%
Houston, TX$53,525-24%

Property Tax in Santa Fe, NM

Est. Annual Property Tax
$2,757
Monthly Impact
$230
Added to your mortgage
Effective Rate
0.67%
National avg: ~1.00%

New Mexico Tax Overview

Tax TypeNew MexicoNational Avg
Property Tax Rate0.67%1.00%
Top Income Tax Rate5.9%~5.0%
State Sales Tax7.6%~5.0%

Compare Santa Fe to Another City

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Cost of Living Comparison

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Santa Fe, NM
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Santa Fe, NM: 96
Rent Prices
90
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR