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City Housing Verdict

Sedona, AZ

High Pressure

Living in Sedona, AZ costs about 68% more than the national average (Cost Index: 168). Housing is the main driver — the typical home value of $901,982 is well above the $303,400 US median. The local median household income is $67,374, which helps frame the place-side housing burden.

Sedona already reads as a high-pressure housing market, with 25% rent burden, 13.4x home-price-to-income, and a housing index of 297. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Sedona.

Monthly Housing
$1,421/mo
Lower of rent or buy scenario
Housing Burden
25%
Healthy
Residual Cash
$3,694/mo
After housing and debt · $1,231/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 34%
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Cost Index
168
Very Expensive
Based on housing costs · See methodology
Median Home Value
$901,982
Zillow ZHVI Market Rate • Census ACS: $708,400
National: $303,400
Median Rent
$1,421/mo
Source: Census ACS
National: $1,348/mo
Household Income
$67,374
National: $78,538
Population
9,770
Purchasing Power
51
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
297 / 100
~3.0x more expensive
Rent Index
105 / 100
Close to average
Goods & Groceries
96 / 100
About the same as most US cities
Utilities
91 / 100
Typical utility costs
Healthcare & Services
100 / 100
In line with national average
Overall Index
168
Very Expensive · 68% above average

Sedona Mortgage Calculator

Pre-filled with the local median home value of $901,982 and Arizona's property tax rate of 0.62%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$67,374
Census ACS place context
Rent Burden Estimate
25%
Typical annual rent / local household income
Home Price to Income
13.4x
Typical home value / local household income
Use this section to judge whether Sedona looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Sedona, AZ

Est. Annual Property Tax
$5,592
Monthly Impact
$466
Added to your mortgage
Effective Rate
0.62%
National avg: ~1.00%

Arizona Place Tax Context

Tax TypeArizonaNational Avg
Property Tax Rate0.62%1.00%
Top Income Tax Rate2.5%~5.0%
State Sales Tax8.37%~5.0%

Compare Sedona to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Sedona, AZ
168
105
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Sedona, AZ: 297
Rent Prices
105

FAQ: Living in Sedona

Is Sedona, AZ an expensive place to live?+

Yes — Sedona is about 68% more expensive than the national average, with an overall Cost Index of 168. Housing is the biggest factor: the typical home here is valued around $901,982, and monthly rents average roughly $1,421. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Sedona fit a household housing budget?+

Start with housing. Typical monthly rent is $1,421, while local median household income is $67,374. That implies a rent-burden proxy of about 25% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Sedona, AZ?+

Arizona has a progressive state income tax with a top rate of 2.5%. The effective property tax rate is 0.62%. On a home worth $901,982, that translates to roughly $5,592 per year in property taxes. Sales tax (state + local) averages around 8.37% on everyday purchases.

How much does it cost to rent in Sedona, AZ?+

The typical monthly rent in Sedona is around $1,421. That's close to the $1,348 national median. For comparison, the median home value here is $901,982, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Sedona, AZ?+

The median home in Sedona is valued at $901,982. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $4,561/month for principal and interest alone — before property taxes and insurance. About 73% of residents here own their homes.

Are groceries and utilities expensive in Sedona?+

Grocery prices in Sedona are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Sedona, AZ like to live in?+

Sedona is a small town with a population of about 9,770. The median age of residents is 59, skewing somewhat older — common in established suburban communities. The local poverty rate is 13.69%, near the national average of 12.4%.

Lower-Pressure Alternatives in Arizona

If Sedona feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Arizona

Use these city pages when you want to compare Sedona against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly