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St. Clair Shores, MI

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
58
Very Affordable
Median Home Value
$196,400
National: $426,735
Median Rent
$1,143/mo
National: $1,527/mo
Household Income
$72,693
National: $84,532
Population
58,287
Purchasing Power
148
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
46 / 100
100 = national average
Rent Index
75 / 100
Overall Index
58
Very Affordable

St. Clair Shores Mortgage Calculator

Pre-filled with the local median home value of $196,400 and Michigan's property tax rate of 1.38%.

Salary & Purchasing Power

Median household income is $72,693 14% below the national average.

What $72,693 in St. Clair Shores Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$189,252+160%
Los Angeles, CA$213,066+193%
El Paso, TX$65,173-10%
Detroit, MI$50,133-31%

Property Tax in St. Clair Shores, MI

Est. Annual Property Tax
$2,710
Monthly Impact
$226
Added to your mortgage
Effective Rate
1.38%
National avg: ~1.00%

Michigan Tax Overview

Tax TypeMichiganNational Avg
Property Tax Rate1.38%1.00%
Top Income Tax Rate4.25%~5.0%
State Sales Tax6%~5.0%

Compare St. Clair Shores to Another City

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Cost of Living Comparison

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St. Clair Shores, MI
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
St. Clair Shores, MI: 46
Rent Prices
75
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR