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St. James, NC

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
143
Very Expensive
Median Home Value
$599,300
National: $426,735
Median Rent
$2,258/mo
National: $1,527/mo
Household Income
$113,670
National: $84,532
Population
6,901
Purchasing Power
94
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
140 / 100
100 = national average
Rent Index
148 / 100
Overall Index
143
Very Expensive

St. James Mortgage Calculator

Pre-filled with the local median home value of $599,300 and North Carolina's property tax rate of 0.84%.

Salary & Purchasing Power

Median household income is $113,670 34% above the national average.

What $113,670 in St. James Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$120,029+6%
Los Angeles, CA$135,132+19%
Chicago, IL$64,387-43%
Houston, TX$56,438-50%

Property Tax in St. James, NC

Est. Annual Property Tax
$5,034
Monthly Impact
$420
Added to your mortgage
Effective Rate
0.84%
National avg: ~1.00%

North Carolina Tax Overview

Tax TypeNorth CarolinaNational Avg
Property Tax Rate0.84%1.00%
Top Income Tax Rate4.5%~5.0%
State Sales Tax6.97%~5.0%

Compare St. James to Another City

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Cost of Living Comparison

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St. James, NC
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
St. James, NC: 140
Rent Prices
148
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR