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Valley, AL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
46
Very Affordable
Median Home Value
$130,500
National: $426,735
Median Rent
$1,024/mo
National: $1,527/mo
Household Income
$55,422
National: $84,532
Population
10,406
Purchasing Power
143
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
31 / 100
100 = national average
Rent Index
67 / 100
Overall Index
46
Very Affordable

Valley Mortgage Calculator

Pre-filled with the local median home value of $130,500 and Alabama's property tax rate of 0.41%.

Salary & Purchasing Power

Median household income is $55,422 34% below the national average.

What $55,422 in Valley Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$181,929+228%
Los Angeles, CA$204,820+270%
Detroit, MI$48,193-13%

Property Tax in Valley, AL

Est. Annual Property Tax
$535
Monthly Impact
$45
Added to your mortgage
Effective Rate
0.41%
National avg: ~1.00%

Alabama Tax Overview

Tax TypeAlabamaNational Avg
Property Tax Rate0.41%1.00%
Top Income Tax Rate5%~5.0%
State Sales Tax9.24%~5.0%

Compare Valley to Another City

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Cost of Living Comparison

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Valley, AL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Valley, AL: 31
Rent Prices
67
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR