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City Housing Verdict

Village of Oak Creek (Big Park), AZ

High Pressure

Living in Village of Oak Creek (Big Park), AZ costs about 42% more than the national average (Cost Index: 142). Housing is the main driver — the typical home value of $654,000 is well above the $303,400 US median. The local median household income is $80,197, which helps frame the place-side housing burden.

Village of Oak Creek (Big Park) already reads as a high-pressure housing market, with 25% rent burden, 8.2x home-price-to-income, and a housing index of 216. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Village of Oak Creek (Big Park).

Monthly Housing
$1,640/mo
Lower of rent or buy scenario
Housing Burden
25%
Healthy
Residual Cash
$4,543/mo
After housing and debt · $1,514/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 32%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
142
Very Expensive
Based on housing costs · See methodology
Median Home Value
$654,000
Source: Census ACS
National: $303,400
Median Rent
$1,640/mo
Source: Census ACS
National: $1,348/mo
Household Income
$80,197
National: $78,538
Population
6,340
Purchasing Power
72
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
216 / 100
~2.2x more expensive
Rent Index
122 / 100
22% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
142
Very Expensive · 42% above average

Village of Oak Creek (Big Park) Mortgage Calculator

Pre-filled with the local median home value of $654,000 and Arizona's property tax rate of 0.62%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$80,197
Census ACS place context
Rent Burden Estimate
25%
Typical annual rent / local household income
Home Price to Income
8.2x
Typical home value / local household income
Use this section to judge whether Village of Oak Creek (Big Park) looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Village of Oak Creek (Big Park), AZ

Est. Annual Property Tax
$4,055
Monthly Impact
$338
Added to your mortgage
Effective Rate
0.62%
National avg: ~1.00%

Arizona Place Tax Context

Tax TypeArizonaNational Avg
Property Tax Rate0.62%1.00%
Top Income Tax Rate2.5%~5.0%
State Sales Tax8.37%~5.0%

Compare Village of Oak Creek (Big Park) to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Village of Oak Creek (Big Park), AZ
142
122
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Village of Oak Creek (Big Park), AZ: 216
Rent Prices
122

FAQ: Living in Village of Oak Creek (Big Park)

Is Village of Oak Creek (Big Park), AZ an expensive place to live?+

Yes — Village of Oak Creek (Big Park) is about 42% more expensive than the national average, with an overall Cost Index of 142. Housing is the biggest factor: the typical home here is valued around $654,000, and monthly rents average roughly $1,640. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Village of Oak Creek (Big Park) fit a household housing budget?+

Start with housing. Typical monthly rent is $1,640, while local median household income is $80,197. That implies a rent-burden proxy of about 25% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Village of Oak Creek (Big Park), AZ?+

Arizona has a progressive state income tax with a top rate of 2.5%. The effective property tax rate is 0.62%. On a home worth $654,000, that translates to roughly $4,055 per year in property taxes. Sales tax (state + local) averages around 8.37% on everyday purchases.

How much does it cost to rent in Village of Oak Creek (Big Park), AZ?+

The typical monthly rent in Village of Oak Creek (Big Park) is around $1,640. That's about 22% higher than the $1,348 national median. For comparison, the median home value here is $654,000, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Village of Oak Creek (Big Park), AZ?+

The median home in Village of Oak Creek (Big Park) is valued at $654,000. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,307/month for principal and interest alone — before property taxes and insurance. About 62% of residents here own their homes.

Are groceries and utilities expensive in Village of Oak Creek (Big Park)?+

Grocery prices in Village of Oak Creek (Big Park) are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Village of Oak Creek (Big Park), AZ like to live in?+

Village of Oak Creek (Big Park) is a small town with a population of about 6,340. The median age of residents is 66, skewing somewhat older — common in established suburban communities. The local poverty rate is 13.44%, near the national average of 12.4%.

Lower-Pressure Alternatives in Arizona

If Village of Oak Creek (Big Park) feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Arizona

Use these city pages when you want to compare Village of Oak Creek (Big Park) against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly