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Waianae, HI

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
102
Average
Median Home Value
$487,200
National: $426,735
Median Rent
$1,307/mo
National: $1,527/mo
Household Income
$84,766
National: $84,532
Population
12,907
Purchasing Power
98
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
114 / 100
100 = national average
Rent Index
86 / 100
Overall Index
102
Average

Waianae Mortgage Calculator

Pre-filled with the local median home value of $487,200 and Hawaii's property tax rate of 0.28%.

Salary & Purchasing Power

Median household income is $84,766 right at the national average.

What $84,766 in Waianae Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$125,487+48%
Los Angeles, CA$141,277+67%
Chicago, IL$67,314-21%
Houston, TX$59,004-30%

Property Tax in Waianae, HI

Est. Annual Property Tax
$1,364
Monthly Impact
$114
Added to your mortgage
Effective Rate
0.28%
National avg: ~1.00%

Hawaii Tax Overview

Tax TypeHawaiiNational Avg
Property Tax Rate0.28%1.00%
Top Income Tax Rate11%~5.0%
State Sales Tax4.44%~5.0%

Compare Waianae to Another City

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Cost of Living Comparison

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Waianae, HI
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Waianae, HI: 114
Rent Prices
86
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR