LivabilityCalc
Find Your City
City Dashboard

Waterbury, CT

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
58
Very Affordable
Median Home Value
$185,400
National: $426,735
Median Rent
$1,180/mo
National: $1,527/mo
Household Income
$51,642
National: $84,532
Population
114,356
Purchasing Power
105
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
43 / 100
100 = national average
Rent Index
77 / 100
Overall Index
58
Very Affordable

Waterbury Mortgage Calculator

Pre-filled with the local median home value of $185,400 and Connecticut's property tax rate of 2.15%.

Salary & Purchasing Power

Median household income is $51,642 39% below the national average.

What $51,642 in Waterbury Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$134,447+160%
Los Angeles, CA$151,364+193%
El Paso, TX$46,300-10%
Detroit, MI$35,615-31%

Property Tax in Waterbury, CT

Est. Annual Property Tax
$3,986
Monthly Impact
$332
Added to your mortgage
Effective Rate
2.15%
National avg: ~1.00%

Connecticut Tax Overview

Tax TypeConnecticutNational Avg
Property Tax Rate2.15%1.00%
Top Income Tax Rate6.99%~5.0%
State Sales Tax6.35%~5.0%

Compare Waterbury to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

See how far your salary goes in another city.

Waterbury, CT
Loading cities...

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Waterbury, CT: 43
Rent Prices
77
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR